Rebroadcast • Breaking the Fear of ADHD Budgeting with YNAB Founder Jesse Mecham

Rebroadcast • Breaking the Fear of ADHD Budgeting with YNAB Founder Jesse Mecham

54:17 Aug 7, 2025
About this episode
It’s summer rebroadcast season! Ok, let's get this out of the way: We're big fans of You Need a Budget. Like, huge fans. Massive, life-changing kind of product fans. So you can imagine that we're a bit beside ourselves this week.See, for someone who has had struggles with money in the past, discovering a tool that has the capacity to rewire your brain around budgeting and spending is a pretty big deal™. That's YNAB, a budgeting tool like no other. Even better, while the team had not intention to make a budgeting tool that can work for folks with ADHD brains, for a lot of us, they did just that.Jesse Mecham is the Founder of YNAB and personal finance expert. He hosts the You Need A Budget Podcast, the Beginning Balance Podcast and is the Wall Street Journal best-selling author of the book of the same name, You Need A Budget. The Smart Money Mama herself, Chelsea Brennan, introduced us to YNAB in 2020 and the tool quickly landed at the top of our list of favorite, life-changing services, so Jesse is here not only as a budgeting guy we think you might like to meet, but because we are legit fans.YNAB isn't a sponsor of this show, but we encourage you to visit right away and sign up for their 34-day free trial and see how it works for you. (00:36) - Welcome to The ADHD Podcast (02:15) - Support the Show: Become a Patron at Patreon.com/TheADHDPodcast (05:16) - Introducing Jesse Mecham (12:32) - The Tenses of Money (15:31) - The Four Rules (16:29) - 1. Giving Every Dollar a Job (19:33) - 2. Embrace your True Expenses (24:39) - 3. Role with the Punches (25:51) - 4. Aging Your Money (29:01) - The Elusive Emergency Fund (32:21) - What if you hate "Budgeting" (33:51) - Your Credit Card and You (38:17) - What if you're overwhelmed? (42:05) - YNAB as a Couple (45:20) - Kids ? Support this podcast on Patreon ?
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