About this episode
Health Savings Accounts (HSAs) are a modest but mighty tool for healthcare and retirement planning with a rare triple-tax advantage. Tim Ulbrich and Tim Baker share 2025 limits, key benefits, and common mistakes pharmacists make. This episode is brought to you by First Horizon. Mentioned on the Show First Horizon's Pharmacist Home Loan YFP Blog: Why I'm Not Using My Health Savings Account to Pay for Medical Expenses YFP 165: The power of a Health Savings Account Reference: Investment News Barron's YFP 124: The Behavioral Investor with Dr. Daniel Crosby Your Financial Pharmacist Your Financial Pharmacist on YouTube Episode Summary Health Savings Accounts (HSAs) are a modest but mighty tool for both healthcare and retirement planning, offering a rare triple-tax advantage: tax-deductible contributions, tax-free growth, and tax-free qualified withdrawals. But despite these benefits, many pharmacists aren't maximizing their HSA—or worse, are making costly mistakes. In this episode of the Your Financial Pharmacist Podcast, Tim Ulbrich and Tim Baker break down: ? What HSAs are, how they work, and 2025 contribution limits ? Why HSAs can serve as a "stealth" retirement account
