Should I Pay off Debt or Invest?
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Should I Pay off Debt or Invest?

19:02 Oct 21, 2025
About this episode
Debt isn’t bad, it’s a tool.But how you use it determines whether it accelerates your wealth or quietly eats away at it.In this episode, I break down how to think about debt like an investor, not a victim.You’ll learn when it actually makes sense to pay off debt first, how to invest while paying it down, and one sneaky hack to access credit for free (without paying a single dollar in interest). Tune in to learn:Why debt isn’t inherently good or bad—and how to leverage it to grow fasterHow to decide when to pay off debt vs invest firstWhy every woman should be investing even with debtThe surprising math behind interest rates that determines your best moveA sneaky 0% balance transfer hack to access credit for free ? The $10M Wealth Gap: 5 Investing Mistakes Even Smart Women Make //Catch the REPLAYS   Replays expire 15th MAR: https://bit.ly/10M-replay  Doors to my 7-Figure Portfolio Accelerator close on MARCH 18. A 6 week group investment accelerator for women to learn to invest from the ground up and optimize their entire portfolio for faster, safer growth. ?A Working Financial Freedom/Retirement Plan to put you on track for a 7 or 8 figure retirement.?Uncover + Fix Your Leaks—Reveal hidden fees + ditch poor investments.?Your RIGHT Investment Mix—the asset allocation that matches YOUR risk, timeline and goals.?Invest on autopilot—once it's setup, you have a low maintenance portfolio that you manage in a few hours per year.?Personalized Guidance at every step. Weekly coaching, a private msg channel, step by step trainings. DM me 7-FIG for the full deets. Facebook - https://www.facebook.com/kristenwonchInstagram -  https://www.instagram.com/kristenwonch.xox Email: kristen@kristenwonch.com 
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