About this episode
Having kids changes more than just your monthly expenses. In this episode, Kristina O'Connor, Chris Behie, and Robin Dasilva break down how children affect your cash flow, risk tolerance, and overall home-buying strategy. They talk through the real impact of childcare, camps, lifestyle changes, school-zone decisions, and why mortgage approval numbers don’t always reflect what feels comfortable in real life. If you’re planning to grow your family while buying, upgrading, or carrying a home, this episode will help you think more clearly and plan with margin.VIDEO SECTIONS & TIMESTAMPS0:00 Intro1:46 How kids change your financial mindset3:48 Baby costs and monthly expenses add up8:53 Childcare costs and why they matter11:12 Why mortgage approval doesn’t tell the full story16:22 How that affects when and what you buy18:21 Starter home vs. buying bigger now19:28 School zones, neighbourhoods, and long-term planning26:24 Practical budget example for growing families29:12 Outro/recapWatch on YouTube:https://youtube.com/kormendytrottListen on Spotify:https://open.spotify.com/show/1pwncyet9NydbgTmx5D21kLinktree:https://linktr.ee/kormendytrottInstagram:https://instagram.com/kormendytrottYouTube:https://youtube.com/kormendytrottFacebook:https://facebook.com/kormendytrottX:https://x.com/kormendytrottLinkedIn:https://linkedin.com/company/ktrealtyTikTok:https://tiktok.com/@kormendytrottThe Kormendy Trott Team was formed in 2011 by Ariel Kormendy and Adrian Trott. Originally a team of two in Milton, Ontario, KT has grown into a full-service real estate group serving Halton Region, Peel Region, and the Greater Toronto Area.
