Hard Decisions Now Prevent Harder Consequences Later
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Hard Decisions Now Prevent Harder Consequences Later

1:52:46 Jan 5, 2026
About this episode
? ???????????????????????????????????????????????????????????????????????????????Think you’re good with money? Take our Money in America quiz!????????????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: “My husband is angry with me and wants me to move out until he cools down” “Should I become an authorized user on my employer’s company credit card?” “How much extra should we put toward paying off our home?” “How do I navigate student loan debt that my mom took out in my name?” “How do I get out of debt?” “Should I hold off on getting married to my boyfriend because of his financial situation?” “How do I pursue home ownership with these current crazy prices?” “I’m $53,000 in debt and I can’t afford my bills after my income got cut” “What should I do with a significant pay increase?” “My mom lives in my home and I am getting married soon. Should I buy a second home for my fiancée and me?” “Should I take out a loan to buy a car?” Next Steps: ??? ?Help us make the show better. Please take this short survey.?? ? Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or? ?send us an email?. ? ?Find a Ramsey Trusted Real Estate Agent? ? ?Get your copy of What No One Tells You About Money today.? ? ??Start your free budget today. Download the EveryDollar app!? Connect With Our Sponsors: Get 10% off your first month of ?BetterHelp? Go to ?Boost Mobile? to switch today! Go to? ??Casper Sleep? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ?Christian Brothers Automotive?. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about? Christian Healthcare Ministries? Get started today with? Churchill Mortgage? Get 20% off when you join
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