A Financial Plan Only Works If It Matches Your Reality
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A Financial Plan Only Works If It Matches Your Reality

2:08:05 Dec 24, 2025
About this episode
? ?????????????????????????????????????????????????????????????????????????Think you’re good with money? Take our Money in America quiz!???????????????????????? While we are out for Christmas break, we've compiled some of our favorite Dave and Rachel calls from the past two years. We'll be back with a live show in the new year! Merry Christmas! Ken Coleman & Jade Warshaw answer your questions and discuss: We're almost in $1M in debt. Should I keep more than $1k for emergencies? My fiance just borrowed $240K to buy an RV Does an HSA make sense for me? Should I convert my traditional 401(k) to Roth? My mortgage is 65% of our income I'm struggling to save money for future goals Next Steps:???????????????????????????????????????????????????????????????? ??????????? ?Help us make the show better. Please take this short survey.?????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or????????????????????????????????????????????? ?send us an email????????????????????????????????????????????? ? ????File your taxes with 100% accurate software that’s less than half of the price???? ? ??Preorder What No One Tells You About Money today now and get $100+ in bonus items?? ? ???????????????????????????????????????????????????????Start your free budget today by downloading the EveryDollar app???????????????? Connect With Our Sponsors: Stop paying more and start shopping smarter at ?????????ALDI?????????. Amazon is making it easier than ever to find top gifts at amazing prices this season in the ?????????Holiday Shop?????????. Get 10% off your first month of????????? BetterHelp?????????. Go to ?????????Boost Mobile????????? to switch today! Go to????????? ??????????????????Casper Sleep????????? and use promo code RAMSEY to learn more. Learn more about
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