About this episode
Buying property isn’t just about your deposit anymore — it’s about your wage-to-loan ratio too.? Banks are lending around 5–6x your income.So earning $80K and trying to buy a $2M home? The numbers won’t stack up.What we’re seeing:• First-home buyers using family guarantees• Leveraging rental income to increase borrowing power• Living at home to avoid rising rent• Building equity through smart first investmentsThe key?? Understand your borrowing capacity? Map out your next 5 steps? Take actionIt’s achievable — but only with the right strategy.#PropertyMarket #FirstHomeBuyer #InvestmentProperty #FinancialFreedom
