About this episode
Most people think retirement spending is a straight line… but it’s not.In this episode, Ed and Andrew break down the three stages of retirement – the Go-Go, Slow-Go, and No-Go years – and why understanding this simple framework could dramatically change how much you actually need to retire. You’ll learn:The 3 stages of retirement Why retirees typically spend 15–40% less over time ... and what NZ data showsHow this one insight could reduce your required retirement savings by over $200kThe big idea? You don’t spend the same amount forever ... but you still need a plan that reflects reality, not a straight line.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
