About this episode
Ever applied for a mortgage thinking, “Of course I can afford this”… only to worry the bank might say no?In this episode, Ed and Andrew break down how banks really decide whether to approve your mortgage — and why what you see on your budget can look completely different from what the bank sees on theirs.You’ll learn:How banks actually assess your income The stress-tested interest rate they use The single number that determines whether you’re approved or declinedThis episode walks through a real-world example showing how someone with a $7,000 surplus in their own spreadsheet could still get declined.Don't forget to ????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????create your free Opes+ account and Wealth Plan here????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????.For more from Opes Partners:??????????????????????????????????????????????????Sign up for the weekly Private Property newsletter????????????????????????????????????????????????????????????????????????????????????????????????????Instagram????????????????????????????????????????????????????????????????????????????????????????????????????TikTok???