She Crawled Under Her Desk With $650K in Debt - Then Built Two Companies

She Crawled Under Her Desk With $650K in Debt - Then Built Two Companies

32:39 Mar 18, 2026
About this episode
Send a textIn this episode of The Corporate Life, Hina Siddiqui sits down with Nancy—a CPA, entrepreneur, and author of Tame Your Money Monster—who went from four kids, no job, and $650,000 in debt to building thriving businesses and helping women reclaim their financial power.Nancy shares the night she broke down under her desk and the decision that changed everything: stop blaming, stop hiding, and take radical responsibility. What followed wasn’t revenge, but reinvention. From bankruptcy and divorce to launching a successful CPA firm and online education company, this episode is a masterclass in money mindset, wealth strategy, and midlife awakening.Essential listening for women navigating debt, money shame, entrepreneurship after failure, and the courage to start again.Key TakeawaysHiding financial problems keeps you stuck; speaking about them opens doors.Most women’s money patterns are inherited from childhood messaging.Living below your means creates freedom — not restriction.Nancy’s “Raise Your Zero” strategy eliminates financial stress by building a non-negotiable cash cushion.There is a critical difference between bad debt and strategic, cash-flowing debt.Midlife isn’t a crisis — it can be a powerful awakening.Episode HighlightsNancy breaks down the psychology of financial shame and why so many women tie their self-worth to their net worth.She shares how being sued forced her to confront her reality and how one vulnerable phone call shifted the trajectory of her life.The conversation dives deep into:Building wealth after bankruptcyEscaping the scarcity mindsetWhy entrepreneurs fail without mentorsCreating “a new zero” to eliminate money stressDifferentiating depreciating purchases from appreciating assetsHow to stop living above your means without shrinking your dreamsNancy also opens up about building her CPA firm through online marketing during a recession and how losing a lease led her to purchase and transform an 11,000 sq ft commercial property into a thriving investment.Timestamps00:01:47 — Four kids, $650,000 in debt, and the breakdown moment00:08:21 — Midlife crisis or midlife awakening?00:11:33 — Why Nancy failed at business five times00:14:07 — Building a CPA firm during a recession00:21:00 — The “Raise Your Zero” wealth strategy00:23:28 — The first step if you’re drowning financially00:27:03 — This or That: Betting on yourself vs playing safe00:29:58 — The movie title of Nancy’s lifeConnect with NancyWebsite: successyourway.comInstagram: @success.your.wayFacebook: Success Your Wa
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