About this episode
If you’ve ever looked at your super and thought, “Am I in the right investment option?” — this episode is for you. One listener recently asked me:“Hi Canna, I’ve just realised I’m in the Balanced option with my super, but I don’t think this is right for me or my age group. Should I switch to Growth or High Growth?” It’s such a common question — and one that could have a huge impact on your financial future. But before making any changes, there are important things to understand. In this episode, I’ll walk you through: ? Why your super investment option matters more than you think. ? How to work out your risk profile and why age isn’t the only factor. ? The hidden costs of switching options (like capital gains tax inside super). ? What to check in your super fund itself — fees, investment menu, insurance, and retirement features. ? Why contributions matter just as much as investment choice. ? How to review your super regularly so it stays aligned with your life. ??? When and why to seek advice from a licensed financial planner. Most importantly, I’ll show you how to move from confusion and hesitation to confidence and clarity with your super — one of your most powerful long-term wealth-building tools. MUST LISTEN TO MY OTHER SUPERANNUATION EPISODES HERE: ? Key Takeaway There’s no one-size-fits-all answer to Growth vs High Growth. What matters is understanding your risk tolerance, reviewing your fund’s competitiveness, and making thoughtful, informed decisions that align with your goals. ? Call to Action If this episode resonated with you, share it with a friend who might also be ignoring their super. And if you’ve got a money question you’d like me to cover in a future Sta
