About this episode
In today’s Start Here episode, Canna answers a deeply personal question many people quietly struggle with: “What do you do when your parents want to gift you money to help you buy a home… but you’re still in credit card debt and feel ashamed to accept it?” This episode is all about navigating the overlap between family, money, guilt, love, responsibility, and boundaries. Canna covers: How to have the conversation with your parents openly and respectfully Why accepting money while still in debt can sometimes set you backwards How to use this period to clear debt fast and understand what caused it Why being transparent with your parents can strengthen relationships Why a mortgage broker should be part of your plan before you accept any money The essential legal step that protects both sides How to run a “dress rehearsal” for home ownership The importance of building an emergency fund so you never fall back into credit card debt How to show your parents gratitude while still protecting your own financial wellbeing This episode is perfect for anyone navigating family generosity, mixed emotions, or wanting to build a solid foundation before buying a home. ? Key Points • Transparency builds trust, not disappointmentBeing honest with your parents about your debt shows integrity and responsibility. • Pay off the debt first — and learn from itUse this time to understand how the debt happened so history never rep
