Teaching teens about money (here's what you need to know)

If your teen is starting to earn money—or even just asking bigger financial questions—this episode will give you the tools to start them off on the right foot. Bob & Linda share how they're teaching their own kids about money, why the Real Money Method works even for high schoolers, and how to weave generosity, saving, and wise spending into everyday life. You'll also hear how apps like Greenlight can help, why starting investing early pays off, and the tension Christian parents face between "nudging" kids toward giving vs. letting them choose it themselves. By the end, you'll have a practical, biblical framework for setting your teen up for financial confidence—without overwhelming them. What You'll Learn in This Episode: Why teens are often afraid to "launch" financially—and how to help A simple way to adapt the Real Money Method for high schoolers How to teach kids to give, save, and spend wisely (10/10/80 rule) Practical tools: using Greenlight cards and starter investment accounts The debate: should we require kids to tithe, or let them choose? How just a few early investing years can radically change retirement Key Scriptures Mentioned: "The borrower is servant to the lender." (Proverbs 22:7, NLT) "Wherever your treasure is, there the desires of your heart will also be." (Matthew 6:21, NLT) "The generous will prosper; those who refresh others will themselves be refreshed." (Proverbs 11:25, NLT) Resources & Links: Learn more about the Real Money Method ? seedtime.com/realmoney Explore Greenlight debit cards for kids ? seedtime.com/2/greenlight.php Our 10x Investing Course for teens & adults ? seedtime.com/investing Action Step This Week: If your teen has income—whether it's $10 or $100—help them set up 3 simple buckets: Give, Save, Spend. Start small, but keep it consistent. Subscribe & Review: If you enjoyed today's episode, hit subscribe so you don't miss the next one! And if you found it helpful, would you take 30 seconds to leave us a review? It helps more families discover this show. Watch this epis