About this episode
Eddie Speed explains why note investing is outperforming rentals, how investors become the bank, and why seller financing is the next shift.In this episode of RealDealChat, Jack Hoss sits down with Eddie Speed, founder of NoteSchool, to break down why note investing and seller financing are rapidly outperforming traditional rental properties in today’s market.Eddie explains why rising expenses, compressed cap rates, and stagnant rents are breaking the rental model—and how investors are pivoting by becoming the bank instead. He shares how landlords, realtors, and investors can transition from owning rentals that barely cash flow to holding performing notes generating double-digit returns with far fewer headaches.The conversation dives deep into:Why rentals are producing 4% while notes can produce 9–12%How seller financing creates instant liquidityTurning landlords into “mini mortgage banks”Why rate cuts don’t fix rental mathHow stress-testing strategies prevents catastrophic lossesBlockchain, automation, and the future of mortgage notesWhy mentorship compresses decades of learning into monthsIf you’re a real estate investor questioning your current strategy—or searching for safer, more scalable cash flow—this episode is a must-watch.👉 Learn more about Eddie’s training: https://noteschool.com/realdeal👉 Build investor systems & automation: https://realdealcrew.com⏱️ Timestamps00:00 – Why rentals are breaking down01:00 – Notes vs rentals: the math investors ignore02:45 – Becoming the bank (simple explanation)04:30 – Why investors must change strategies06:15 – From rental portfolios to note portfolios08:15 – Creating instant liquidity with seller financing10:00 – Is this a shiny object—or a real shift?11:45 – Why rate cuts won’t fix rental cash flow13:30 – The real estate quadrants reexamined15:30 – Appreciation vs cash today18:30 – Stress-testing strategies before investing21:00 – Mentorship & compressing time23:30 – Avoiding another “job” in real estate25:45 – First mortgage example explained27:30 – Why seller
