Why 100% Loan-to-Cost Lending Is Working in the Midwest with Matthew Medrano

Why 100% Loan-to-Cost Lending Is Working in the Midwest with Matthew Medrano

44:34 Feb 25, 2026
About this episode
Matthew Medrano shares how Dynamo Capital scaled from a $5M goal to a $100M+ private credit fund by focusing on speed, alignment, and Midwest lending.In this episode of RealDealChat, Matthew Medrano of Dynamo Capital breaks down how a frustrated mortgage broker built a direct lending fund focused on fast funding, flexible terms, and aligned incentives.We cover:Why Dynamo offers 100% loan-to-cost on select fix-and-flip projectsHow they structured their fund without the traditional “2 and 20” modelWhy Midwest lending looks different than Wall Street lendingThe painful lessons from 30 duplex developmentsScaling from a $5M goal to over $100M in just two yearsWhy doing the right thing simplifies decision-makingMatthew also shares how Dynamo uses AI and custom-built tech (including monday.com and in-house development) to free up staff for human interaction — not replace it. The result? More meaningful borrower relationships and better underwriting discipline.If you’re raising capital, deploying capital, or borrowing capital — this conversation gives you a behind-the-scenes look at how a private credit fund really operates.🌐 Learn more: 👉 https://dynamocapital.comWork With RealDealCrewIf you’re already closing deals but your intake, follow-up, or visibility feels inconsistent, here are two ways to go deeper:Take the Deal Intake AssessmentSee how resilient your current operation actually is.→ https://assessment.realdealcrew.comBook a Fit CallIf you want to explore what a fully system-driven deal flow looks like, let’s talk.→ https://realdealcrew.com/bookLIKE • SHARE • JOIN • REVIEWWebsiteApple Podcasts
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