Best Credit Cards of 2026: How to Make a Money-Saving Selection

In this episode of PennyWise, host John Kiernan and guest Professor Jeffry Haber of Iona University discuss how to go about choosing the right credit card to apply for. John and Jeffry cover what different types of applicants should look for, what pitfalls to avoid, and the best offers to apply for in 2026. John also breaks down WalletHub’s editors picks. More on this episode from WalletHub:  Best Credit Cards of 2026 Best Cash Back Credit Cards Best Travel Credit Cards Best Credit Cards for Beginners Best Credit Cards for Bad Credit Best Balance Transfer Credit Cards  How to Choose a Credit Card You can also use WalletHub’s budgeting and expense tracking tools to keep your credit card spending in check. Information about offers is accurate as of 1/14/2026.