Foreclosures “Skyrocketing”? Here’s How 2026 Compares to the 2008 Crash

Foreclosures “Skyrocketing”? Here’s How 2026 Compares to the 2008 Crash

9:31 Feb 16, 2026
About this episode
Foreclosures “skyrocketing”? Housing Crash 2026?That’s what the headlines are saying. But how does 2026 actually compare to the 2008 housing crash?In today’s breakdown, we separate emotion from data and compare:• 2008–2010 foreclosure peak• 2025–2026 foreclosure filings• Percentage of housing units affected• What “up 30%” really means• COVID foreclosure moratorium impact• Mortgage forbearance effects• Why today’s housing market is structurally differentYou’ll see the real numbers, the historical comparison, and whether we’re actually anywhere close to another crash.Transparent. Data-driven. No hype.📊 Foreclosure Data Referenced in This VideoATTOM Foreclosure Rates by State (Latest Report)👉 https://www.attomdata.com/news/most-recent/foreclosure-rates-by-state/FRED – Serious Delinquency Rate (Single-Family Mortgages)👉 https://fred.stlouisfed.org/series/DRSFRMACBSState-Level Foreclosure Overview (SoFi compilation)👉 https://www.sofi.com/learn/content/foreclosure-rates-for-50-states/Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of:• The Federal Reserve• CPI (Inflation)• Jobs & Unemployment• Mortgage-Backed Securities (MBS)• The 10-Year TreasuryTransparent. Data-driven. No hype.🔔 Get Your Rate & Tools📊 TRU Mortgage Calculator Toolkit (Best Value)Access all of my professional calculators in one place:👉 https://friodan.gumroad.com/l/aejabs📈 RateWatch 2.0 — Get Rate AlertsGet notified when your target rate hits:👉 https://TheRateUpdate.com/ratewatch📞 Free Strategy CallTalk through your options — no pressure:👉 https://shorturl.at/SCIGL❓ Ask Dan a Mortgage QuestionSubmit your scenario for a future show:👉 https://TheRateUpdate.com/ask-dan📝 Apply — One App • One Credit Pull • 30+ Lenders👉 https://257781.my1003app.com/246527/register🧮 Mortgage Calculators🏠 Home Affordability Calculator👉 https://friodan.gumroad.com/l/lyxvnp💳 Refinance & Debt Consolidation Analyzer👉 https://friodan.gumroad.com/l/ovvwug⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?)👉 https://friodan.gumroad.com/l/rjtvn💵 Mor
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