About this episode
30-Year Mortgage Rates Just Hit a Critical Level — Should You Lock or Float?Mortgage markets are sending mixed signals right now.Oil prices are rising due to geopolitical tensions, which could push inflation higher, yet the U.S. jobs market remains strong, making it harder for the Federal Reserve to justify cutting interest rates.Meanwhile:• The 10-Year Treasury is moving • The MBS market is selling off • Mortgage rates are bouncing around key levelsSo the big question for homeowners and buyers is simple:Do you lock your rate now… or float and wait?In today’s video, I break down exactly what’s happening in the bond market, inflation data, and mortgage pricing so you can make the smartest move.If you're thinking about buying, refinancing, or just trying to understand where mortgage rates are heading next — this is the update you need.🔔 Start Here📈 RateWatch 2.0 — Get Notified When Rates Hit Your Target 👉 https://TheRateUpdate.com/ratewatch📞 Free Mortgage Strategy Call 👉 https://shorturl.at/SCIGL📝 Apply — One App • One Credit Pull • 30+ Lenders 👉 https://257781.my1003app.com/246527/register🧮 TRU Mortgage Calculator Toolkit (All Pro Tools in One Place)
👉 https://friodan.gumroad.com/l/aejabsTools Included:• Home Affordability Calculator • Refinance & Debt Consolidation Analyzer • Cost-of-Waiting™ Calculator • Break-Even & ROI Mortgage Calculator📲 Follow The Rate UpdateYouTube https://www.youtube.com/@TheRateUpdatewithDanFrioInstagram https://instagram.com/therateupdateTikTok https://tiktok.com/@therateupdateFacebook https://facebook.com/therateupdateLinkedIn https://www.linkedin.com/in/danfrio⏱ Chapters0:00 Mortgage Rates Hit a Critical Level 0:38 Oil Prices and Inflation Risk 1:35 How War Impacts Mortgage Rates 2:30 Strong Jobs Market Complicates Fed Policy 3:40 Why the Fed May Delay Rate Cuts 4:50 What’s Happening in the Bond Market 5:50 10-Year Treasury and Mortgage Rates 6:50 MBS Market Selling Off 7:45 Lock vs Float Strategy Right Now 8:40 What Homebuyers Should Do Next
