About this episode
Real estate is one of the most talked-about alternative investments — but what does it actually look like in practice?In the second instalment of our special series on alternative investing, host Paige Ellis sits down with Lindsey Deluce, CTV Your Morning host and an active real estate investor building long-term wealth outside the stock market. Lindsey opens up about her real-world investing journey, from early renovations in Toronto to scaling a growing portfolio of multi-unit properties across Ontario.Lindsey breaks down the BRRRR strategy — buy, rehab, rent, refinance, repeat — and explains how she uses renovations, tenant turnover, and creative financing to unlock equity and grow her portfolio. She shares how her approach evolved after the pandemic, why she moved beyond Toronto, and how she evaluates cash flow and risk in today’s market.This conversation goes beyond theory. Lindsey gets candid about hearing “no” from banks, navigating appraisals, working with alternative lenders, and why building the right team — from contractors to mortgage brokers — is critical to success. She also shares her ambitious “50 by 50” goal and how she’s using real estate to create generational wealth.If you’re curious how real estate fits into the broader world of alternative investing — and what it really takes to make the numbers work — this episode offers a practical, behind-the-scenes look from someone doing it in real time.Timestamps00:00 Questrade’s new tools for investors. Use promo code INTHEMONEY01:45 Show intro with Paige Ellis03:45 Why did Lindsey choose to become a real estate investor?05:20 Assessing different real estate investment strategies07:20 What is the BRRR method and Lindsey’s 50 by 50 goal10:20 How to approach buying a property 13:20 Why Lindsey is focused outside of Toronto14:40 What does the renovation part look like?17:15 What about when things go wrong?19:10 Becoming a landlord 22:20 The refinance stage24:40 Financing solutions and non-bank lenders26:20 How do you know if you’re ready to jump back in and what step does Lindsey like the best?28:10 What about rates? Is it a more difficult environment right now?29:30 Realistically how much capital do you need to get started?31:00 What’s a realistic timeline for getting your money out? And what about lessons learned 33:20 Can anyone get started? SponsorsSign up for your first self-directed account at https://questrade.com. Get your $50 cash reward when you use the promo code: INTHEMONEY. Or open a QuestWealth Portfolios account and your first $10,000 will be managed for free for one year. Promo code: INTHEMONEY. Join the Questrade Pro Waitlist: https://www.questrade.com/questrade-proFor over 25 years, Raymond
