How to Retire on Time

Business

How to Retire on Time

by Kedrec Wealth

Welcome to How to Retire on Time, a show that answers your retirement questions. Say goodbye to the oversimplified advice you've heard hundreds of times. This show is about getting into the nitty-gritty so you can make better decisions as you prepare for retirement. Text your questions to 913-363-1234 and we'll feature them on the show. Don't forget to grab a copy of the book, How to Retire on Time, or check out our resources by going to www.retireontime.com.

105 episodes

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All Episodes

1

What to Use for Laddered Income in Retirement

9:30 Mar 20, 2026

2

Should You Move to a Tax-Free State in Retirement?

6:57 Mar 19, 2026

3

Why Annuities Lower Their Rates Mid-Contract

17:38 Mar 18, 2026

4

DIY Retirement Portfolio Ideas

18:31 Mar 17, 2026

5

Different Ways You Can Create Income in Retirement

19:15 Mar 16, 2026

6

What Many People Miss When Preparing for Retirement

1:10:04 Mar 12, 2026

7

What to Do If You Lose Your Job Right Before Retirement

9:13 Mar 6, 2026

8

Why Healthcare Before 65 Needs Tax Planning

14:04 Mar 5, 2026

9

Understanding Different Types of Buffered ETFs

11:15 Mar 4, 2026

10

The Truth About Filing Early and Investing Your Social Security Benefits

6:48 Mar 3, 2026

11

There’s More to Tax Planning Than Just IRA to Roth Conversions

18:00 Mar 2, 2026

12

How to Handle Retirement Regret

20:17 Feb 27, 2026

13

When to Pay Off Debt Before Retirement and When to Keep It

15:50 Feb 26, 2026

14

How to Mix Lifetime Income with Portfolio Growth

17:12 Feb 25, 2026

15

What to Consider Before Starting a Business in Retirement

10:12 Feb 24, 2026

16

The Basics of the Bear Market Protocol

22:04 Feb 23, 2026

17

A Quick Guide to Your Last 10 Working Years

19:40 Feb 20, 2026

18

Should You Include Private Equity/Credit in Your Retirement Portfolio?

11:24 Feb 19, 2026

19

Why The Plan Is Not as Important as the Strategy

12:57 Feb 18, 2026

20

What Happened to Gold and Silver?

10:50 Feb 17, 2026

21

Retirement Planning Regrets from 2025

13:50 Feb 16, 2026

22

Why Your Financial Plan Comes Second

12:02 Feb 14, 2026

23

Does the 60/40 Portfolio Still Work for Retirees?

11:33 Feb 13, 2026

24

What Financial Professionals Won’t Admit

18:04 Feb 12, 2026

25

If an Annuity Guarantees a High Payout, Why Wouldn’t You Take It?

9:19 Feb 12, 2026

26

If You Have Less Than $1,000,000 Saved, Build Your Retirement Plan Differently

7:57 Feb 11, 2026

27

Are 529 Plans Really the Best Way to Fund a Grandchild’s Education?

19:10 Feb 11, 2026

28

Ways to Invest in Real Estate Without Becoming a Landlord

15:35 Feb 10, 2026

29

How Lower Returns Can Actually Grow Your Money More

11:54 Feb 10, 2026

30

Why Building a Retirement Plan Around Your Portfolio Is Backwards

17:57 Feb 9, 2026

31

Annuities Sold Under Different Names

12:04 Feb 8, 2026

32

Indexed Annuities Explained: How They Work and When They Make Sense

26:15 Feb 7, 2026

33

Where to Shop for Fixed-Rate Retirement Products

17:41 Feb 6, 2026

34

How to Plan Around IRMAA and Medicare Surcharges

9:38 Feb 5, 2026

35

How to Respond to a Chaotic Start to the Year in the Markets

19:00 Feb 5, 2026

36

Starting Retirement Savings at 50: Strategies to Consider

13:53 Feb 4, 2026

37

What to Watch for When Filing Your Taxes This Year

14:29 Feb 3, 2026

38

Should You Take Social Security Early and Invest It?

14:47 Feb 2, 2026

39

What Should You Do With Extra Cash Flow in Retirement?

12:14 Feb 1, 2026

40

How a Financial Plan Really Works (And What to Expect)

16:47 Jan 31, 2026

41

How to Spend Your Money in Retirement

10:25 Jan 30, 2026

42

Should You Ever Keep Debt in Retirement?

6:44 Jan 29, 2026

43

Should You Still Invest in Growth 2–5 Years Before Retirement?

13:56 Jan 28, 2026

44

What Your 1040 is Telling You About Your Financial Future

8:25 Jan 28, 2026

45

Planning Retirement With Aging Parents and Helping Kids

18:48 Jan 27, 2026

46

Does Living Off the S&P 500 Really Work in Retirement?

15:28 Jan 26, 2026

47

Alternatives to Traditional Long-Term Care Insurance

11:22 Jan 13, 2026

48

How to Figure Out What You Will Likely Spend in Retirement

12:13 Jan 12, 2026

49

From Where Should You Pull Your Retirement Income First?

7:31 Jan 9, 2026

50

A Big Mistake Many People Make When They Retire

19:13 Jan 8, 2026

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