How to Create a 3-Day Workweek (Before You Reach FI) | E187 Andy Hill

How to Create a 3-Day Workweek (Before You Reach FI) | E187 Andy Hill

45:54 Jan 14, 2026
About this episode
Everyone only gets 168 hours each week, and work quietly consumes the best of them. When careers sprawl into nights and weekends, health, relationships, and joy are usually the first things sacrificed. This conversation is about reclaiming time before burnout forces the decision for you, and proving that you don’t need full financial independence to start living with more freedom right now.Andy Hill shares how he and his wife redesigned their lives to work just 20–25 hours per week while still supporting their lifestyle and long-term goals. Through practical examples and mindset shifts, Andy breaks down what it really takes to transition away from a traditional five-day workweek without feeling reckless or irresponsible. The focus isn’t on escaping work. It’s on intentionally designing it.You’ll learn how CoastFI, part-time work, and solopreneur models can create flexibility long before you reach your FI number. This episode explores how to test reduced hours safely, set boundaries with employers or clients, and identify the moment when “more money” stops being the thing worth optimizing. If you’re craving more time but don’t want to derail your financial future, this is your blueprint.Key Takeaways:How to work fewer days without waiting for full financial independenceCoastFI can unlock flexibility long before retirementTime freedom is built gradually, not all at onceOne reclaimed day can transform how life feelsPart-time work can reduce burnout without killing progressClear boundaries protect your time and incomeSmall experiments lower the fear of cutting hoursShifting your priorities toward time and healthOther Episodes You’ll Love:Is Saving Too Much Holding You Back? | E179 Jesse CramerMini-Retirements: Retire Often, Not Just Early | E177 Jillian JohnsrudHow to Live a FI Life Without the FI Bank Account | E170 Jess from FioneersGuest Summary:Andy Hill is the creator of Marriage, Kids, and Money and the author of Own Your Time. After years of juggling a full-time job and a side hustle, Andy designed a solopreneur lifestyle that prioritizes time freedom while maintaining financial security. His work focuses on helping families align money with what matters most: time, flexibility, and intentional living.Check out Andy’s new book:
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