About this episode
Can you believe this is the final episode of 2025? It feels surreal to be closing out another year of the City Girl Savings Podcast—211 episodes of financial education, mindset shifts, and real conversations about building the life you want through better money management. If you've been tuning in all year…whether this is your very first episode or you've listened to all 50+ episodes released in 2025…I just want to say thank you from the bottom of my heart. Truly. Your support, your listens, your shares, your reviews, your messages about how an episode changed your perspective... they all mean the world to me and the entire CGS team. This podcast started back in January 2022 as a way for me to share what I've learned about money, mindset, goal-setting, and creating the life you want on your own terms. Over the past four years, it's grown into such a powerful space for women to learn, grow, take ownership of their financial futures, and realize they're not alone in their money struggles. As we close out another incredible year, I've been reflecting deeply on what 2025 has taught me—not just as a money coach working with clients every week, but as a woman navigating her own financial journey, personal growth, health challenges, business evolution, and life transitions. So in today's final episode of the year, I'm sharing five powerful money lessons that 2025 taught us, along with practical ways to apply each one in 2026 so you can reach brand-new levels in your financial journey. And because I'm passionate about the transformation that happens when you have support and guidance, I'm also sharing how working with a money coach can help you implement these lessons with clarity and confidence. Grab a notebook, open your Notes app, or get ready to screenshot some key takeaways, because these five lessons are the perfect foundation for the new year ahead. Here's What You'll Learn in This Episode: Why discipline beats motivation for lasting financial results The role of mindset in determining your money success or struggles How financial systems create freedom instead of restriction Building accountability through money coaching and support systems Real client success stories: credit score increases, debt payoff, mindset shifts The power of imperfect action over waiting for perfect conditions The Perfect Year-End Reflection: After 211 episodes and countless client transformations, these five lessons represent the most powerful shifts that create lasting financial change. Whether you crushed 2025 or struggled through it, these insights will help you enter 2026 with clarity, confidence, and a concrete plan for growth. Here's a glance at this episode: [02